نوع مقاله : مقاله های برگرفته از رساله و پایان نامه
عنوان مقاله English
نویسندگان English
One of the major problems of the banking system in Iran is the delay in paying customers' debts in long-term transactions. Paying off debts and debts on time is a legal duty, but in an Islamic society, it is also a religious and moral duty. The banking system uses various methods to ensure the timely receipt of claims. One of these methods, in which there are many differences between jurists and Islamic banking experts in terms of its legitimacy, is the penalty for late payment of the obligation in the form of a conditional obligation during the contract in bank contracts. According to some Islamic thinkers, this method, contrary to Islamic law and from another group's point of view, is a correct and legitimate way to solve this problem. With its library and documentary methods, this dissertation seeks to explain the jurisprudential analysis of the penalty for late payment of payment in the banking system of the Islamic Republic of Iran with emphasis on the jurisprudential opinion of the Supreme Leader, and according to the above, the penalty for late payment of payment in the banking system of the Islamic Republic of Iran Examples of non-profit interests include the fact that the Supreme Leader also allows fines for late payment to banks. According to the jurists of the Guardian Council, transactional, borrowed and ignorant usury is not included in the condition of late payment penalty. There are two views on the Islamic ruling on receiving late fines from offending customers among Islamic juristsd
کلیدواژهها English